Personal Tax
De Bedout CPA High Net Worth Tax

Sophisticated Tax Planning and Compliance for High Earners and Global Families

We help high-income earners, investors, business owners, and global families reduce taxes, protect wealth, and stay compliant with complex rules. You work directly with experienced CPAs who keep the work clear, organized, and handled with care.

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✓A high net worth approach to tax planning

More Than Filing, A Plan That Holds Up

Managing significant income or assets requires strategy and precision, not just a return once a year. We look at your full financial picture and connect compliance, growth, and long-term preservation into one plan, built for repeatable results year after year.

Full-picture planning

Income streams, investments, entities, and life events mapped into one coordinated strategy.

Documentation-first

Positions supported with clean records, consistent reporting, and practical explanations.

Compounding benefit

We aim for repeatable improvements, not one-time changes that fade next year.

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Our Services

Built for clients with complex income, investments, multi-state footprints, and cross-border exposure. Each service is delivered with careful review and clear next steps.

Individual Income Tax Preparation

Federal and state returns for high-income individuals, complex portfolios, and multi-state obligations.

Multi-state filing Complex income Strategic positioning

Trust, Estate, and Private Foundation Returns

Form 1041, Form 990-PF, and related filings with attention to distributions and long-term impact.

Fiduciary returns Distribution reporting Foundation compliance

Gift Tax and Wealth Transfer Reporting

Form 709 filings built to document valuation, basis, elections, and future planning flexibility.

Form 709 Valuation support Election planning

International Tax Compliance

U.S. and cross-border filing support with FBAR, FATCA, PFIC, and entity reporting coordination.

FBAR Form 8938 Form 8621

Estimated Tax Planning and Projections

Quarterly estimates based on real activity, updated as income, deductions, and investments change.

Quarterly planning Penalty prevention Cash flow clarity

Cryptocurrency and Digital Asset Reporting

Basis tracking, capital gains reporting, and treatment of staking, mining, DeFi activity, and NFTs.

Basis tracking DeFi activity Documentation

Retirement and Compensation Strategies

Planning for qualified plans, equity compensation, and deferred arrangements with practical modeling.

Equity awards Plan optimization Timing strategy

Residency and Domicile Planning

Support for state residency changes, documentation, transition-year filings, and audit defense readiness.

Domicile evidence Transition-year filings State risk
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★How we help clients in practice

Planning Topics We Handle Most Often

These are common areas where high earners and business owners see meaningful outcomes when the work is done with detail and consistency.

Capital Gains Management

We model timing, loss harvesting, and structure to manage capital gains. For high-income years, we may also review opportunity zone options, installment approaches, and charitable planning where appropriate.

Retirement and Compensation Optimization

We evaluate retirement plan options and coordinate compensation timing. Equity awards, vesting, and exercise decisions are modeled with clear scenarios and documentation support.

Business Structure Selection and Optimization

Entity choice affects self-employment taxes, QBI, state treatment, and transaction flexibility. We evaluate fit and guide restructuring when facts change, with special attention to S corporation compliance.

Charitable Giving Integration

We align giving with tax planning using donor-advised funds, gifting of appreciated securities, IRA strategies, and foundation compliance support when needed.

Estate and Wealth Transfer Strategies

We coordinate with counsel on trust structures, exemption planning, basis considerations, and generation planning. Our role is to keep the tax execution clean and consistent.

International and Cross-Border Reporting

We manage foreign tax credits, information reporting, and coordination with foreign advisors. For moves between countries, we handle residency transitions and planning to reduce unnecessary friction.

Integrated Strategy and Personal Advisory

Good tax strategy is personal. Our process is built around understanding your goals, then executing with clarity and consistency.

1

Scope and organize

We map your income, entities, investments, and life events so we know what matters and what drives tax exposure.

2

Model decisions

We run scenarios for timing, elections, and structure so choices are made with numbers, not guesswork.

3

Execute and document

We prepare filings and supporting records so positions are consistent, clear, and ready to defend if needed.

4

Maintain year-round

We update projections, adjust estimates, and revisit strategy as your income, investments, or family structure shifts.

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Frequently Asked Questions

Can high-income W-2 earners benefit from advanced tax strategies?
Yes. Even without owning a business, professionals can reduce taxes through retirement optimization, charitable planning, investment structuring, and thoughtful income timing. Planning also helps manage exposure to items like net investment income tax and alternative minimum tax.
What income level benefits most from proactive tax planning?
Individuals earning more than $400,000 per year often face phase-outs, additional Medicare taxes, and the highest marginal rates. At that level, detailed planning can be justified by the value of avoided errors and better decision timing.
Do you handle multi-state and international filings?
Yes. We prepare and review filings for clients who work, live, or invest in multiple states or countries, including foreign reporting requirements. Multi-state work requires careful handling of resident and nonresident rules and credits for taxes paid.
Can you help with IRS notices or audits?
Yes. We represent clients before the IRS, manage correspondence, respond to information requests, and resolve disputes efficiently. This includes individual returns, fiduciary returns, and international information reporting matters.
How does a boutique CPA firm differ from a large national firm?
You work directly with senior professionals who understand your full picture and stay involved year after year. Our model emphasizes discretion, continuity, and clear communication. You are not passed from team to team each season.
Do you offer planning year-round or only during tax season?
Both. We provide ongoing reviews, quarterly estimates, and strategic updates as your income, investments, or family structure changes. Effective planning happens throughout the year.

Clarity, Confidence, and Compliance

Effective tax planning is about more than deadlines. It is about having clarity in your strategy, confidence in your compliance, and control over your results. Book a confidential consultation and we will map out next steps.

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